Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options Lisa Insurance Options

Health and Life Insurance for Everyone

Get the coverage you need at a price that works for you.

C/T: 602-370-9912 TTY:711

Email: lisa@lisainsuranceoptions.com

Get a Quote

Health and Life Insurance for Everyone

Get the coverage you need at a price that works for you.

C/T: 602-370-9912 TTY:711

Email: lisa@lisainsuranceoptions.com

Get a Quote

Helping you with your Medicare options

Medicare A, B, C &D

Medicare is a federal health insurance program in the U.S. for people age 65 and older, as well as certain younger individuals with disabilities. It is divided into four parts, each covering different aspects of healthcare:

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Life Insurance

Medicare A, B, C &D

Final expense insurance is a type of life insurance designed to cover the costs associated with a person’s death, such as funeral expenses, burial costs, and other end-of-life expenses. This type of insurance is often aimed at seniors and is intended to relieve family members from the financial burden of these costs.

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Hospital Indemity

Medicare A, B, C &D

Hospital Indemity

Hospital indemnity insurance is a type of supplemental health insurance designed to help cover out-of-pocket costs related to hospital stays and other medical expenses that are not covered by primary health insurance. It provides a fixed cash benefit for each day you are hospitalized, regardless of the actual costs incurred.

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About lisa insurance options

About me

Why Choose lisa insurance options

Our Services

In 2005, My husband Gilbert and I made the move from California to Arizona, drawn by the arrival of our 1st granddaughter. Settling in the Phoenix metropolitan area, I quickly became involved in a large networking organization, which led me to pursue my Life & Health Insurance License in 2007.

My insurance career has been marked by emplo

My insurance career has been marked by employment with top-rated healthcare insurance companies, providing me with exceptional training and in-depth knowledge about Medicare health insurance options. This role has helped me discover my passion for educating and informing others about their Medicare options, a field where I continues to excel.

Family has always been at my heart for life's decisions. My move to Arizona was driven by the desire to be closer to my loved ones. I cherishes spending time with my husband, children, and our 10 grandchildren. In my quiet moments, I enjoy working on my crochet projects.

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Our Services

Why Choose lisa insurance options

Our Services

As an independent insurance broker, it gives me the opportunity to live a fulfilling life. It allows me to continue to help my community with their healthcare insurance options and to enjoy my growing family.

I would love to partner with you to find a solution for your insurance needs. I have been licensed in the state of Arizona since 2

I would love to partner with you to find a solution for your insurance needs. I have been licensed in the state of Arizona since 2007. I am specialized in many areas of the healthcare insurance industry. A few to mention are Medicare Advantage plans, Medicare Supplement plans, stand-alone Prescription plans, family plans and stand-alone Dental plan options. If you would like to partner with me to find a solution for your insurance needs, please give me a call to schedule an appointment.

My promise to you as a local independent insurance broker, I will work for you not the insurance company. There is NO Cost for my service as I will get paid a commission by the insurance company if you decide to sign up for an insurance plan. Know that your premium and coverage is the same if you call me for an appointment or if you call a 1-800 number. I will personalize my service for you and not read off a script! I will educate you to understand your insurance benefits and inform you of your options.

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Why Choose lisa insurance options

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Frequently Asked Questions

Please reach us at lisa@lisainsuranceoptions.com if you cannot find an answer to your question.

What is the coverage area for lisa insurance options?

Lisa can help you with your insurance options, providing health and Life insurance coverage in AZ, CA, NV states.

What are the different types of health insurance plans offered by Lisa insurance options?

Lisa insurance options offers a range of health insurance plans such as; Medicare Advantage, Medicare supplements, Prescription plans and Dental plans.

What is the difference between HMO and PPO plans?

HMO (Health Maintenance Organization) and PPO (Preferred Provider Organization) plans are two common types of health insurance plans, and they have some key differences:

Network and Provider Choice:
- HMO: Requires members to choose a primary care physician (PCP) and get referrals from the PCP to see specialists. Generally, you must use doctors and hospitals within the HMO network, except in emergencies.
- PPO: Offers more flexibility in choosing healthcare providers. You don’t need a referral to see a specialist, and you can see any doctor or visit any hospital, though you'll pay less if you use providers within the PPO network.

Costs:
- HMO: Typically has lower premiums and out-of-pocket costs compared to PPO plans. Copayments for services are usually fixed, and there are often no deductibles.
- PPO: Usually has higher premiums and out-of-pocket costs. You’ll pay more if you go out-of-network, and there’s often a deductible to meet before the plan starts to pay.

Flexibility and Access:
- HMO: Less flexible in terms of provider choice and requires following a structured care process through a PCP. However, it can be a good option if you’re looking for lower costs and don’t mind the restrictions.
- PPO: More flexible, allowing you to see any provider without needing referrals. This is beneficial if you want more control over your healthcare choices and don’t mind paying higher premiums.

Referrals and Authorizations:
- HMO: Requires referrals for specialist visits and some procedures, and often needs prior authorization for certain services.
- PPO: Does not require referrals for specialist care or prior authorization for many services, though some high-cost procedures may still need approval.

Choosing between an HMO and a PPO plan depends on your preferences for cost versus flexibility. If you prefer lower costs and don't mind a more structured approach to care, an HMO might be the better choice. If you want more freedom to choose your providers and are willing to pay higher premiums, a PPO might be more suitable.

Contact Us

Better yet, see us in person!

We love our customers, so feel free to visit during normal business hours.

Lisa Insurance Options

10409 West Forest Grove Avenue, Tolleson, Arizona 85353, United States

C/T: 602-370-9912 Email: lisa@lisainsuranceoptions.com

Hours

Open today

09:00 am – 06:00 pm

Health and Life Insurance for Everyone

Health and Life Insurance for Everyone

Helping you with your Medicare options

Medicare A, B, C &D

Medicare A, B, C &D

Medicare A, B, C &D

Life Insurance

Medicare A, B, C &D

Medicare A, B, C &D

Hospital Indemity

Medicare A, B, C &D

Hospital Indemity

About lisa insurance options

About me

Why Choose lisa insurance options

Our Services

Our Services

Why Choose lisa insurance options

Our Services

Why Choose lisa insurance options

Why Choose lisa insurance options

Why Choose lisa insurance options

Welcome to lisa insurance options!

Lisa Insurance Options

Frequently Asked Questions

Contact Us

Better yet, see us in person!

Lisa Insurance Options

Hours

Drop us a line!

Connect With Us

Welcome visitors & announce promotions

Welcome visitors & announce promotions

Welcome visitors & announce promotions

Welcome visitors & announce promotions

Welcome visitors & announce promotions

Welcome visitors & announce promotions

Health and Life Insurance for Everyone

Health and Life Insurance for Everyone

Helping you with your Medicare options

Medicare A, B, C &D

Medicare A, B, C &D

Medicare A, B, C &D

Life Insurance

Medicare A, B, C &D

Medicare A, B, C &D

Hospital Indemity

Medicare A, B, C &D

Hospital Indemity

About lisa insurance options

About me

Why Choose lisa insurance options

Our Services

Our Services

Why Choose lisa insurance options

Our Services

Why Choose lisa insurance options

Why Choose lisa insurance options

Why Choose lisa insurance options

Welcome to lisa insurance options!

Lisa Insurance Options

Frequently Asked Questions

Contact Us

Better yet, see us in person!

Lisa Insurance Options

Hours

Drop us a line!

Connect With Us

Welcome visitors & announce promotions

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